Corporate banking factors for third-party provider application events

Risk Analytics offers different types of default factors for corporate banking TPPClosed Third-Party Provider applications:

  • Factors common to TPP non-monetary events and transactions

The following table provides information on the factors specific to corporate banking and TPP applications.

Table legend

  • Factor: name of the factor as displayed in Presentation Service.
  • Configuration label: name of the factor in the Decision Analytics configuration file and the Risk Analytics database.
  • Factor Type: the type of factor.
  • Execution Type: interval at which the factor is executed. Possible intervals are real time or daily. In real-time execution, the factor is computed in real time, based on existing information. In daily execution, the factor is computed by the DecisionAnalyticsComputeDailyJob job embedded in the Jobs web service. By default this job is launched once a day.
Common TPP factors
Factor Factor type Description
(Configuration label) Execution type
AUTHENT_STATUS

(AuthentStatus)

NUMBER

Real time

Status on a customer authentication that possibly occurs for the current event.

Possible values:

  • 0. No authentication
  • 1. Simple authentication failed
  • 2. Simple authentication success
  • 3. Strong authentication failed
  • 4. Strong authentication success
C_LAST_SCA_DATE

(LastScaDateCustomer)

DATE

Real time

Date of the last successful Strong Customer Authentication (SCA) for the current corporation (i.e. relationship_ref).

1/1/1970 00:00:00 if the corporation has never performed a strong authentication.
C_LAST_SCA_AGE

(LastScaAgeCustomer)

NUMBER

Real time

 Number of days since the last successful SCA for the current corporation (i.e. relationship_ref). Number of days since 1/1/1970 00:00:00, if the corporation has never performed a strong authentication.
C_TPP_LAST_SCA_CONSENT_DATE

(TppLastScaConsentAgeCustomer)

DATE

Real time

Date of the last successful SCA applied to access the account (XS2A) consent for the current corporation (i.e. relationship_ref) and the current TPP (i.e. tpp_ref).

1/1/1970 00:00:00 if the corporation has never performed a strong authentication to give XS2A consent to this TPP.
C_TPP_LAST_SCA_CONSENT_AGE

(TppLastScaConsentAgeCustomer)

NUMBER

Real time

Number of days since the last successful SCA applied to XS2A consent for the current corporation (i.e. relationship_ref) and the current TPP (i.e. tpp_ref).

Number of days since 1/1/1970 00:00:00, if the corporation has never performed a strong authentication to give XS2A consent to this TPP.
C_IS_BENEF_TRUSTED

(IsBenefTrustedCustomer)

BOOLEAN

Real time

Indicates if the beneficiary of the current event or transaction is trusted for the current corporation (i.e. relationship_ref).

Possible values:

  • 0. The beneficiary is not trusted
  • 1. The beneficiary is trusted
C_BENEF_TRUSTED_AGE

(BenefTrustedAgeCustomer)

NUMBER

Real time

Number of days since the beneficiary became trusted for the current corporation (i.e. relationship_ref).

0 if the beneficiary is not or no longer trusted.
U_LAST_SCA_DATE

(LastScaDateUser)

DATE

Real time

Date of the last successful Strong Customer Authentication (SCA) for the current corporate user (i.e. user_ref).

1/1/1970 00:00:00 if the corporate user has never performed a strong authentication.
U_LAST_SCA_AGE

(LastScaAgeUser)

NUMBER

Real time

Number of days since the last successful SCA for the current corporate user (i.e. user_ref).

Number of days since 1/1/1970 00:00:00, if the corporate user has never performed a strong authentication.
U_TPP_LAST_SCA_CONSENT_DATE

(TppLastScaConsentDateUser)

DATE

Real time

Date of the last successful SCA applied to access the account (XS2A) consent for the current corporate user (i.e. user_ref) and the current TPP (i.e. tpp_ref).

1/1/1970 00:00:00 if the corporate user has never performed a strong authentication to give XS2A consent to this TPP.
U_TPP_LAST_SCA_CONSENT_AGE

(TppLastScaConsentAgeUser)

NUMBER

Real time

Number of days since the last successful SCA applied to XS2A consent for the current corporate user (i.e. user_ref) and the current TPP (i.e. tpp_ref).

Number of days since 1/1/1970 00:00:00, if the corporate user has never performed a strong authentication to give XS2A consent to this TPP.
U_IS_BENEF_TRUSTED

(IsBenefTrustedUser)

BOOLEAN

Real time

Indicates if the beneficiary of the current event or transaction is trusted for this corporate user (i.e. user_ref).

Possible values:

  • 0. The beneficiary is not trusted
  • 1. The beneficiary is trusted
U_BENEF_TRUSTED_AGE

(BenefTrustedAgeUser)

NUMBER

Real time

Number of days since the beneficiary became trusted for the corporate user (i.e. user_ref).

0 if the beneficiary is not or no longer trusted.