OneSpan Sign has created aDigital Lending Solution that can store a loan or other related document (e.g., contract, chattel paper) in a digital vault. This can be done by using a OneSpan, or through OneSpan's partnership with eOriginal.

OneSpan Sign's integration with eOriginal’s electronic vaulting service allows users to manage high-value digital assets like loans, leases, and mortgages. After a document is e-signed using OneSpan Sign, eOriginal will manage an authoritative copy of the document by securely storing it in its electronic vault.

To enable eOriginal contact our Support Team.

OneSpan Sign provides eOriginal integration for the following types of digital transaction work flows:

• Digital lending transactions, for loans

• Digital mortgage transactions

While there are some basic configurations that must be set for both these work flows, additional configurations are needed for each work flow. A typical eOriginal configuration would look like this:

Digital Lending Workflow:

Basic Configurations (required) > Digital Lending Configurations (optional) > Using an eOriginal Vault for Digital Lending Transactions

Digital Mortgage Workflow:

Basic Configurations (required) > Digital Mortgage Configurations (optional) > Using an eOriginal Vault for Digital Mortgage Transactions

Basic Configurations (required)

The following basic configurations are required for both the Digital Lending workflow, and the Digital Mortgage workflow:

• Creating a OneSpan Sign transaction type.

• Adding and configuring an eOriginal API user.

To create a OneSpan Sign transaction type:

1. Log into the eOriginal Command Center. To see the eOriginal Preview environment navigate to: https://previewondemand.eoriginal.com/ .

2. Select Preferences.

3. Create the following Transaction type. Note that this is case-sensitive.

   OneSpan Sign

4. Create the API User (see below).

To create an eOriginal API  User:

1. Select Preferences and then API Users.

2. Click Add User and enter your user information as requested.

3. Assign the following permissions:

   • Create Document Profile

   • Create Transaction

   • Full Org Search

   • Get Org Configuration

   • Throw Custom Event

4. Click Save.

5. Edit the Default Container Permissions.

6. Under Users/Groups, select the API user you want to configure.

7. With All States selected, click Add.

8. Assign the following permissions:

   • Create New Version

   • Edit Transaction/Document Properties

   • View Transaction/Document Properties

9. Click Save.

Digital Lending Configurations (optional)

Once you have finished your basic configurations, you must now add some additional configurations for digital lending transactions.

To configure for Digital Lending transactions:

1. Create the following Custom Fields. Note that fields are case-sensitive.

   Name	Scope	Type
   Lender Name	Global	Text
   Loan Amount (cents)	Global	Text
   OSS Transaction ID	Global	Text

2. Create the following Document type. Note that types are case-sensitive.

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3. Add any other document types that you made need. For example, Loan Contract.

Digital Mortgage Configurations (optional)

Once you have finished your basic configurations, you must now add some additional configurations for mortgage lending transactions.

To configure for Mortgage Lending transactions:

1. Create the following Custom Field. Note that fields are case-sensitive.

   Name	Scope	Type
   OSS Transaction ID	Global	Text

2. Create the following Document types. Note that types are case-sensitive.

   eNote

   OneSpan Sign Audit Log